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80 20 Mortgage Calculator

Our 80 20 mortgage calculator is designed to show you the blended rate between an 80% first mortgage and a 20% second mortgage. Loan calculations for an 80-20 scenario are very straightforward -- though at first, the terminology can make the financing option seem a bit confusing.

An example of an 80/20 mortgage (also called a piggie back loan) would be:

Total Purchase Price: $200,000.00
Downpayment None
80% First Mortgage $160,000.00
20% Second Mortgage $40,000.00
Total Amount Financed $200,000.00

This calculator can also be used for factoring 80/15 mortgage scenarios and 80/10 mortgage scenarios. An 80/15 requires a 5% down payment, whereas an 80/10 would have a 10% down payment.

Our 80/20 mortgage calculator will provide you with a full amortization schedule as well as showing you individual loan principal and interest payment amounts, combined monthly P & I payment amounts, and finally, the blended rate of both the 1st and 2nd mortgages.

Have questions? Use our quick quote to get a fast quote.

Your Purchase Price
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1st Mortgage Information:
Interest Rate %
Term Year
2nd Mortgage Information:
Interest Rate %
Term Year
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