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VA Mortgage:
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Other Programs:
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Interest Rates:
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Loan Limits:
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mortgage calculators
Basic Mortgage Payment Calculator payment calculator
PITI Payment Calculator PITI payment
Payment Amortization Calculator monthly amortization
How Much Home Calculator how much home
Payment Calculator With Annual Amortization annual amortization
Debt Ratio debt ratio
FHA Calculator FHA calculator
Bi-Weekly Payment Calculator bi-weekly payment
Debt Consolidation Calculator debt consolidation
Credit Card Payoff Calculator payoff credit cards
Interest Rate Calculator interest rate impact
Savings Calculator savings goal
Millionaire Calculator millionaire
Installment Loan Calculator installment loan
15 Year Vs. 30 Year Mortgage Calculator 15 vs. 30 year
80/20 Blended Rate Calculator 80/20 mortgage
Extra Payment Impact Calculator extra payments
ARM Vs. Fixed Rate Calculator ARM vs. fixed
Balloon Mortgage Calculator balloon loan
Credit Grade Calculator credit grade
Down Payment Calculator downpayment
Income Required Calculator income required
Complex Loan Amortization Calculator loan amortization
Maximum Mortgage Calculator maximum mtg
Tax Benefits Calculator tax benefits
Mortgage APR Calculator mortgage APR
Mortgage Points Calculator mortgage points
Refinance Calculator refinance
Investor ROI Calculator investor ROI
Pay Your Mortgage Off Early Calculator payoff mortgage
Rent Vs. Own Calculator rent vs. own
Invest Vs Prepay invest vs. prepay
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Questions & Answers:
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Points Calculator

Does buying points really save you money? It's not an uncommon question, considering that many people purchasing a home have been faced with a choice of buying down their interest rate. Our points calculator is really straightforward and to the "point." It will show you exactly how much a rate buy-down will either save you or cost you, based upon the information you enter.

The points calculator will provide a summary report on a loan scenario with a rate buy-down, along with a loan scenario without buying points and instead applying the money you would have paid for points to reduce the amount financed. Finally, the calculator will provide you with an amortization schedule that includes both scenarios. It's a nifty tool to see whether or not you're really going to benefit from purchasing points.

Have questions? Use our quick quote to get a fast quote.

Loan and Points Information
Term Years
Point Rate %
Discount Points
Years In Home
Interest Rate Without Point
Accuracy Disclaimer
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