Mortgage Calculators

A collection of calculators for mortgage amortization, payment, bi-weekly, debt consolidation, affordability and more!

Have questions? Give us a call at 1-888-427-5442 or use our quick quote to get a fast quote.

basic mortgage payment calculator
This basic mortgage payment calculator uses the base proposed loan amount, Interest rate and loan terms to establish a principle and interest payment.

basic payment calculator with amortization schedule
This payment calculator includes a printable amortization schedule with interest factored by year rather than the traditional monthly amortization.

Bi-Weekly mortgage payment calculator
This complex bi-weekly mortgage payment calculator will allow you to see the full impact a bi-weekly repayment plan can have over the life of a traditional mortgage.

How Much Home Can I Afford Calculator
This is one of our favorite calculators. Using your income, your debts and other important factors, we calculate the information against todays underwriting ratios to identify a pretty accurate amount as to how much home you can afford to purchase. Great tool for the home buyer!

debt consolidation calculator
Compare the difference between existing monthly payment plans for individual creditors and a loan program that would consolidate these debts into a single note.

credit card calculator
This calculator can assist you in putting together a repayment strategy that can be used to payoff credit cards and installment loans without the need of using your homes equity.

downpayment or closing costs savings goal calculator
If you need to save a downpayment, want to save for closing costs or simply want to save, use this savings calculator to assist you in establishing affordable monthly goals. One of the worst things we do to ourselves is work every day yet fail to pay ourselves every week. Start saving and paying yourself while you pay your debts.

millionaire calculator
This calculator will let you see just what it takes to save to be a millionaire.

PITI mortgage calculator
This mortgage payment calculator not only factors the principle and Interest payments on a proposed mortgage, but will also allow you to include property taxes and homeowner insurance estimates to establish a true PITI payment for a proposed loan and specific property.

mortgage calculator with amortization schedule
This basic payment calculator provides you with principle and Interest payment view along with a printable monthly payment amortization schedule.

FHA mortgage calculator
This complex FHA mortgage calculator allows you to factor in down payment, credits from a seller and closing costs to factor just what it will actually take to close on your home. Use your good faith estimates to help fill in the information. As an added bonus, the calculator will factor an amortization schedule built around your loan scenario that you can print out an keep with a property profile.

Debt-To-Income ratio calculator
This debt ratio calculator can help give you a snapshot of your financial health. Use this calculator to compare your debt ratio's with those necessary for qualifying for a mortgage program. Great tool, great information.

installment loan payment calculator
The installment loan calculator is designed to help you factor the costs and monthly payment for utilizing our downpayment savings tips found under our down payment assistance page. It's a great technique for building wealth, credit and savings.

interest rate calculator
The amount of interest you pay on your mortgage loan can have a devastating impact on what you can afford to buy. In a market where interest rates are on the rise, it's important for consumers to understand just how dramatic an impact a change in the rate of interest can have on home affordability.

15 vs 30 year mortgage calculator
The 15 vs 30 yr mortgage calculator can give you a printable report showing just how much you can save by choosing a 15 year mortgage over a 30 year loan. Can you afford the increase in payments? If you can, it might be the best financial choice for you.

80 20 mortgage calculator
Considering taking our a home equity line, second mortgage or home equity loan? Use this calculator to get a blended rate on a 1st and secondary mortgage loan.

loan amortization calculator
Get a payment amortization schedule along with an accurate weekly principle and interest payment you need to make to payoff your mortgage early. Factoring options include the number of years you want to have your mortgage paid off (1 through 30 years) and the frequency in which you want to make payments - monthly, bi-monthly, bi-weekly and weekly. GREAT TOOL for planning an early mortgage payoff.

adjustable rate vs fixed rate mortgage calculator
Are you considering taking out an adjustable rate mortgage? Run a side by side comparison and see what the difference could be between an ARM and fixed rate mortgage with a running amortization schedule. Includes an Interest Only repayment option for additional comparisons.

balloon mortgage calculator
A balloon mortgage is a mortgage product that establishes monthly repayment terms amortized at a set fixed period but matures with a full remaining balance at the end of the pre-established monthly payment term. An example of a balloon mortgage would be 36 month payments amortized over 30 years with the actual balance coming due or "Ballooning" at the end of the 36th month.

credit calculator
The credit calculator allows you to calculate your credit grade by selecting from multiple past repayment options. Get an idea of how your credit might be graded for an FHA loan. Do keep in mind that this calculator does not account for unpaid negative items and qualifying income which could impact your ability to qualify for a loan.

down payment calculator
This is a quick downpayment calculator designed to give you an idea of what you need to have for downpayment requirements based upon an FHA and conventional loan program. The calculator accounts for 4 specific downpayment thresholds of 3%, 10%, 15% and 20%.

how much mortgage can i afford?
This detailed calculator breaks down your debt and proposed mortgage payment to tell you what your income will have to be to afford a specific home based upon income and debt ratio requirements. A fantastic tool for visually seeing all of the ratio details and you get additional information based upon higher rates than what you are basing current information on. See the impact higher rates down the road could have on your ability to buy a home.

mortgage amortization schedule
This is a very basic loan amortization calculator using loan amount, interest rate and loan terms. It can be used for installment loans, mortgage loans or fixed rate credit cards to factor an amortization repayment schedule.

how much can i borrow mortgage calculator
This mortgage calculator will tell you exactly how much you can borrow for a mortgage based upon your qualifying income, debts and estimated: property taxes, insurance, HOA and mortgage insurance. A must use for everyone looking to see how much home they can really afford buy.

mortgage tax benefit calculator
While we recommend you speak with a tax accountant concerning your specific benefit, this calculator will give you an idea of the tax benefits of owning a home versus renting.

APR calculator
The APR (annual percentage rate) factors your cost to close based upon your loan term and estimated costs to close. You'll need to gather up a sample GFE in order to really work out the hard numbers on this, but it can show you/calculate the actual APR based upon you proposed loan.

points calculator
Ever wonder what the benefits are of buying down your interest rate via points? This calculator will show you in an amortized fashion how much you will save in interest over the life of your mortgage if you elect to buy down your interest rate.

refinance calculator
The fact is, refinancing a loan does not always make sense. If you have a high interest rate and you can reduce that rate considerably, then you need to consider how long have you been paying your existing mortgage before you jump on the refinance train. Check out our refinance calculator and see if it makes sense for you.

rent vs own calculator
If you're a current renter trying to decide if buying a home makes sense for you in todays market, check out our very detailed calculator that can give you a very good view of, long term, whether you should buy or continue to rent.

real estate investor ROI calculator
This calculator is designed to give real estate investors an idea of the financial drawbacks and benefits of investing in and renting out residential real estate. We recommend you speak with a tax professional before making any real estate investment decisions.

pay your mortgage off early calculator
If you're interested in putting together a strategy for paying off your mortgage early using extra cash you have on hand, this calculator will break down how much money you need to pay each month in order to accomplish a payoff over a specific set number of years.

pre-pay mortgage vs. investing calculator
This calculator takes into account a range of variables to determine whether you should make the move to pay your mortgage off early, or, take those funds and invest them into other higher yield investments.

*All of our calculators are for education purposes only and we do not guarantee the accuracy of any of the information created via the individual calculator programs. Please consult with a financial professional before making any financial decisions based upon the information presented by these calculators.

Yes our calculators can be used by virtually everyone. We make spelling and grammar errors as well. So, for those of us who make search boo-boo's, we can help even if you asked for a mortage calculator or a morgage calculator, or need to calculate your det, want an amotization schedule, or you need a mortage calculater with amorization. We sometimes type in morgage calculate and periodically take the shortcut for calc mortgage as well.

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