Mortgage Refinance Rates
Find out about today's low interest rates for homeowners refinancing a mortgage.
As a homeowner looking for today's mortgage refinance rates, it's clear you've been through the mortgage process before and are experienced with the origination process and the frustrations that can go with it. Unlike most websites, we do not post potentially misleading generic interest rates for the sake of getting a few extra inquiries. The reality is, interest rates for refinancing an existing mortgage are really dependent upon multiple factors that just can't be accounted for in the "one-size-fits-all" mortgage refinance rates you'll find posted on other websites. And to make matters even more complicated, these mortgage rates for refinancing change every day, and sometimes even multiple times a day.
Refinance rates for existing conventional and jumbo mortgage loans must account for loan-to-value (LTV), debt ratios, the type of property (Condo, SFR, Town Home, PUD, etc.), credit score, and other factors, in order to provide for an accurate interest rate cost to consumers. These adjustments are rarely dictated by the lender and are accounted for when underwriting using DU/LP (Fannie/Freddie) guidelines. Posting extra low misleading interest rates, without knowing the facts surrounding your circumstances, can just lead to borrower confusion and starts the relationship with your mortgage originator off on the wrong foot. That's not how this website operates.
Whether you're interested in a fixed rate, FHA, or other loan product, we'll be more than happy to provide you with an accurate mortgage refinance rate quote based upon your specific circumstances and loan products.