Home Buyer Mortgage Programs

Are you a first time home buyer? Purchasing your own home for the very first time can be a very exciting as well as daunting process. More so, since as a new home buyer you are unfamiliar with the home buying process including the various types of mortgage options available and choosing the one that's best for you. That's where we come in. At 1st Continental Mortgage, we have a range of home loan options tailor made for all home buyers.

Whether you live in urban North Carolina or in central Florida, we have many options available as part of our mortgage programs. We can even customize them according to your needs. However, there are a few factors that every home buyer needs to be aware of as this will help improve your chances of getting a good loan that's right for you.

At 1st Continental Mortgage, we work hard to provide the highest level of service and solutions to our home buying clients. We participate in their joy of buying a new home and celebrate the event just like you. Our mission is to provide you the right mortgage that matches your financial history tied to your unique individual needs and requirements. Our team of expert loan officers are well-trained, experienced and understand that every mortgage client has different requirements and therefore, needs a customized home loan solution that caters to their experience as a first time or existing home buyer. At 1st Continental Mortgage, unlike some mortgage companies, we don't push "Loan Products" because they pay us the most money, we focus on offering you the best mortgage program, that best fits your goals and financial picture.

Our large variety of home buyer mortgage programs and their loan variations allows us to identify and choose the 'IDEAL' loan product for almost any client. So whether you require a jumbo loan for a luxurious condo; You're a home buyer with a bad credit score interested in a FHA loan option; Or you want lower payments using an interest only loan for improved cash flow, we have it all and more.

Here are just some of the Loan programs that we offer -

• Long-term Fixed Rate home buyer Loans
• Adjustable Rate Mortgages
  • 3/1 ARM Mortgages
  • 5/1 ARM Loan
  • 7/1 ARM Mortgage
  • 10/1 ARM Loans
• Bankruptcy Loans
• Investor Loans
• Home Equity Loans
• Specialty Loans
  • No Doc Loans
  • Stated Income Mortgages
  • No Ratio Loan
  • No Income No Asset Mortgage

These are just SOME of the loan programs available for our clients. If the quality of the mortgage you get is just as important as the rate of interest you pay on your next home loan, you want to speak with a 1st Continental Mortgage loan officer. We assure you, you will enjoy doing business with us as much as we'll enjoy working for you. Give us a call. We're waiting to hear from you!