Online Documents

Initial Package:
Credit Application

Initial Disclosures:
Gift Letter

Misc:
Buying Your Home - HUD Pamphlet
Credit Score Facts

FHA Loan Documentation to Include:

• Copy of Social Security Card
• Copy of Drivers License
• 90 Days Banks Statements, all Accounts, all Pages
• 30 Days Pay Stubs
• 2005 & 2006 W-2'S
• Last Quarterly Statement for Investment Accounts/401K
• Signed Letter of Credit Explanation (IF DEROGATORY)
• Copy of Bankruptcy Papers, all Pages and Discharge
• Business Tax Returns (Self Employed Only)
• Copy of Business License (Self Employed Only)
• Year to Date P & L statement - Signed (Self Employed Only)
• Last 12 Months Canceled Checks for Rent or Mortgage (Privately Held rent or prior mortgage)
• Child Support Order (for those using child support to qualify)
• Benefit Award Letter (For those using a Retirement or Disability income to qualify)