Single Parent Home Loans

At 1st Continental Mortgage, we understand all of the challenges a single parent can face. Many of our Loan Officers have experienced or are experiencing the many obstacles and responsibilities being a single mother or father represent. While we wish we could say that lenders actually offered home loan programs just for single moms and dads, we're not here to misrepresent the truth. The fact is, there simply aren't home loan programs just for single parents. There are, however, many programs that offer the underwriting flexibility that a single mom or dad can take advantage of to finance a home! Give us a call today at 1-888-427-5442 or use our Quick Application to learn more.

We have some terrific mortgage programs that offer great flexibility in underwriting to include the ability to use gift funds (Charity and Downpayment Assistance) and closing cost assistance (Seller Paid up to 6% and Gift Sources) that can minimize the initial financial impact a single parent usually experiences when trying to get a home loan. Our mortgage underwriting provides for flexible ratios that help single parents to not only get approved for a loan, but to actually close on a new home loan. Give us a call today at 1-888-427-5442 or use our Quick Application to learn more!

For most single parents, we recommend the security and safety afforded by the FHA loan program. It is one of the most ideal mortgage solutions for a single mom, or single dad, who really does need the added flexibility a Government backed loan can offer. By its nature, the FHA home loan program offers flexible qualifying ratio's, superior credit flexibility, great low fixed rates, the ability to use DPA programs and will allow a seller to pay 6% of your closing costs with very few instances of underwriter restrictions. The program is geared to help lower income families achieve affordable home ownership! Learn more about the many mortgage loan programs offered by 1st Continental Mortgage by call us today at 1-888-427-5442 or get your application started using our Quick Application form.