VA Home Buyer Loans
You could get a low Interest rate and 100% financing using you VA loan eligibility!
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Thinking about buying a Home? If so, you're probably making a great decision! In a market full of opportunity and low interest rates, it's hard not believe that things can only get better!
Home prices and interest rates are eventually going to increase from today's record lows and "Now" is always better than "Later." A big part of buying your home is putting together a strong team to support your dream--though we're not officially a part of your team yet, our VA loan origination specialists want to encourage you to take a few moments to speak with one of our team members. We're confident, given the opportunity, we'll be the VA loan specialists you want to hire for your home financing needs.
Manufactured Home Loans
Yes indeed, you can buy a manufactured home under a VA loan. Here are a few important guidelines that must be followed to do so:
- 95 percent of the purchase price of the property securing the loan, plus the VA funding fee, or
- Determination of the manufacturer's invoice cost, plus or minus the cost of any items added or removed by the dealer, plus certain other costs (up to certain maximums), plus the VA funding fee.
- The maximum loan amount for a used manufactured home or a lot and/or necessary site preparation is determined by appraisal.
The maximum terms for manufactured home loans are: 20 years and 32 days for a single-wide unit or a combination single-wide unit and lot; 23 years and 32 days for a double-wide unit only; 25 years and 32 days for a double-wide unit and lot; and 15 years and 32 days for a lot only on which to place a manufactured home you already own.
Choosing Us for Your Home Financing
So why choose to do business with us?
Whether you're considering a traditional home or a manufactured home, whether a fixed rate VA loan or you're giving serious consideration to the benefits the adjustable rate loan can offer, our VA loan origination specialist will be sure to present you with the best options available. Our specialists want to be on your team, they want you to get a great rate, they want your loan to go smoothly, and they absolutely want your closing to be one of your happiest memories.
Our goals are just like yours--we want your success, and not just your business! If you have any questions, please just give us a call. Your information absolutely, positively stays in-house, and there is no way we would ever consider selling it. Your privacy is valuable to us.
Why wait any longer? Send us over a quick inquiry today! Wishing you happy house hunting and please know that you can count on hearing back from your own personal VA loan origination specialist very soon!