First Time Home Buyer Loans
We focus on putting first time home buyers into the safest and best mortgage programs!
Offering a wide assortment of financing solutions tailored around the needs of first time home buyers, our home loan program portfolio is designed to include low and no down payment 1st time buyer products to better facilitate the successful financing of a home. Our multiple first time home buyer programs include home financing solutions which offer qualified 1st time buyers these great options...
- Fixed rate loan products
- Short term fixed with adjustable rate periods:
- 3/1 ARM
- 5/1 ARM
- 7/1 ARM periods
- 100% financing option using the USDA loan program for qualified properties
- VA loan programs offering up to 100% financing for eligible veterans
- 96.5% FHA loan financing (the government-backed FHA home loan)
- Down payment assistance allowed in many instances
- Seller-paid closing costs allowed (in most instances up to 6%!)
While these loan products really only scratch the surface of what's involved in a first time home buyer loan, they are designed to give you an indication of the flexibility and opportunity we can offer to a 1st time buyer. The most important solution is the quality of the counsel you'll receive. Buying a home for the first time can be a scary process full of many unknown risks that accompany each mortgage loan product that is available to you. We want to ensure we counsel you on these risks and help you to decide which loan program is the best match for the economics of both today and tomorrow.
As a first time home buyer, you owe it to yourself to speak with a loan representative who is an industry expert with the many 1st time buyer programs available. The consultation is free, and the information you receive could be invaluable to the mortgage decisions you make. Use our quick quote to learn more.
We encourage you to visit and review our detailed frequently asked questions section. Many answers are detailed here -- and we're certain these questions will lead you to even more questions you'd like to have answered. As first time home buyers needing a mortgage, you don't want to wait to have your questions answered until after your home loan has closed. Get a quick quote.